In Alabama, GEICO offers the most affordable average rate. However, actual vehicle insurance premiums vary depending on a number of variables, including age, the extent of coverage, credit score, and driving record. For instance, GEICO gives the most economical rate for drivers with poor credit and those who desire additional coverage, but Allstate is the most cost-effective choice for those who have been in incidents for which they are at fault. For military families, USAA is the best choice because it has the most affordable premiums. Alabama's lowest-cost minimum liability auto insurance In Alabama, the cost of car insurance is determined by a number of unique criteria. The least expensive type of auto insurance in Alabama is minimal liability coverage, which satisfies the legal minimum. In Alabama, these companies offer the least expensive minimal liability coverage: GEICO: $375 annually Financial for the nation: $494 annually At an average cost of $304 per year, USAA offers t...